26/08/2013

How to start SBI Mobile Banking on your Mobile?

State Bank FreedoM – Your Mobile Your Bank
Away from home, balance enquiries can be made and/or money sent to the loved ones or bills can be paid anytime 24x7!!! That is what State Bank Freedom offers -convenient, simple, secure, anytime and anywhere banking.

SBI Mobile Banking

1. Mobile Banking Service over Application/ Wireless Application Protocol (WAP)
The service is available on java enabled /Android mobile phones (with or without GPRS) /i-phones where the user is required to download the application on to the mobile handset. The service can also be availed via WAP on all phones (java/non java) with GPRS connection.
The following functionalities are available:
  • Funds transfer (within and outside the bank)
  • Immediate Payment Services (IMPS): Click here for details.
  • Enquiry services (Balance enquiry/ Mini statement)
  • Cheque book request
  • Demat Enquiry Service
  • Bill Payment (Utility bills, credit cards, Insurance premium), Donations, Subscriptions
  • Mobile /DTH Top up
  • M Commerce (Merchant payments, SBI life insurance premium)
Business Rules
•     All Current/ Savings Bank Account holders in P segment and Current  accountholders    in SME segment are eligible.
•      Transaction limit per customer per day is Rs.50,000/- with a calendar month  limit of Rs.2,50,000/- 
•      All customers can avail the Service irrespective of their telecom service provider.
•      The Service is free of charge. SMS/GPRS cost will be borne by the customer.

2. Mobile Banking Service over SMS:
The service is available on all phones (java/non java) with/without GPRS connection. No need to download the application. Ordinary SMS charges are applicable.
The following functionalities are available:
•      Enquiry Services (Balance Enquiry/Mini Statement)
•      Mobile Top up
•      DTH Top up/ recharge
•      IMPS- Mobile to Mobile Transfer
•      Change MPIN
Business Rules
•      All Current/ Savings Bank Account holders in P segment and Current accountholders    in SME segment are eligible.
•      Transaction limit per customer per day is Rs.1,000/- with a calendar month limit of Rs.5,000/- . However, customers desiring to transact up to Rs.5000/- per day or Rs25,000/- per month may do so after obtaining an One Time Password (OTP)
•      All customers can avail the Service irrespective of telecom service provider.
•      The Service is free of charge. SMS cost will be borne by the customer.
•      As a matter of abundant precaution, Customers are requested to delete all the messages sent to the number 9223440000, once the response for their request has been received.
3. Mobile Banking Service over USSD (Unstructured Supplementary Service Data)
The service is available on all phones (java/non java) with/without GPRS connection. No need to download the application.
The following functionalities are available:
•      Enquiry Services (Balance Enquiry/Mini Statement)
•      Mobile Top up
•      Funds Transfer (within Bank)
Business Rules
•      All Current/ Savings Bank Account holders in P segment and Current account holders   in SME segment are eligible.
•      Transaction limit per customer per day is Rs.1,000/- with a calendar month limit of Rs.5,000/- 
•      The Service is available for subscribers of select telecom operators only.
•      The Service is free of charge. USSD session charges will be borne by the customer.
•      The service is session based and requires a response from the user within a reasonable time.

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